About FairSafe Insurance
Founded by Keith Davis, Fair Safe Insurance was built on a genuine passion for insurance and helping people protect what matters most. With nearly 10 years of experience in the insurance industry, Keith has dedicated his career to making insurance easier to understand, more accessible, and centered around the needs of the client. His passion for serving and advocating for consumers even led him to run for California Insurance Commissioner.
As a California Licensed insurance agency, we have access to more than 75 insurance carriers and offer over 15 different types of insurance products. This allows us to compare multiple options and help our clients find coverage that fits both their needs and their budget.
From home, auto, life, and business insurance to rental properties, high-firerisk homes, and more, we’re equipped to help with nearly any insurance need. Around here, we like to say: “If it has insurance in the title, we can do it.”
At Fair Safe Insurance, our goal is simple: Fair Premiums, Safe Coverage, and Honest service from people who genuinely care.
Extensive Experience
One of our specialties at Fair Safe Insurance is helping Californians find affordable coverage for their homes, condos, rental properties, and personal belongings—even in today’s challenging insurance market. We offer a full range of home insurance products, including HO-3 homeowners policies, HO-6 condo coverage, renters insurance, landlord policies, and coverage for investment properties.
With access to multiple carriers, our home insurance premiums are typically lower than 95% of the market options we compare. We also have extensive experience helping homeowners in wildfire-prone areas obtain protection through the California FAIR Plan combined with a Difference in Conditions (DIC) policy. Whether your situation is simple or difficult to place, we work hard to find dependable coverage at a fair price.
Insurance with a Personal Touch
We believe an insurance policy is more than just paperwork—it’s peace of mind. That’s why we take the time to explain your coverage, answer your questions, and help you make informed decisions. No confusing insurance jargon.
No high-pressure sales. Just straightforward advice from someone who puts your best interest first.
Insurance Products
Homeowners Insurance California
FAIR Plan & DIC Policies
Landlord Insurance
Auto Insurance
Commercial Insurance
Business Owners Policies (BOP)
General Liability
Diverse Options
Life Insurance
Commercial Property
Medicare Plans
Renters Insurance
Umbrella Insurance
Condo Insurance
Motorcycle & Recreational Vehicles